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    Consolidating student loans faq

    A borrower may request deferment by completing and signing a deferment request form and providing the appropriate documentation requested on the form. The resulting interest rate is a weighted average of your prior loan rates.

    Refer to https://com/To check the rates and terms you qualify for, So Fi conducts a soft credit pull that will not affect your credit score.

    Consolidation borrowers must not be in default on their federal loans.

    Loan consolidation can also give you access to additional loan repayment plans and forgiveness programs. Refer to the complete list of federal student loans eligible for consolidation in the application.

    There is no application fee to consolidate your federal education loans into a Direct Consolidation Loan. Department of Education (ED) or ED’s consolidation loan servicers. Top A Direct Consolidation Loan has a fixed interest rate for the life of the loan.

    Student Loan Service is a document processing company, not a loan consolidation company. Student Loan Service is not affiliated with the Department of Education, or any academic or governmental entity. Assuming you can discharge your student loan debt by proving hardship, bankruptcy may be a good option for you.

    Student Loan Service is a for-profit business and all of the services provided by Student Loan Service can be performed without paid assistance if you have the time and energy to learn and complete the procedures and obtain the paperwork necessary to do so. It is a good idea to first consult with a lawyer or other professional to understand other pros and cons associated with bankruptcy.

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